Posts made by author 'Audrey Payne'

From the Community Mortgage Blog

What are the basic building blocks of a pre-approval?

• Credit Score
• Job Status/History
• Debt to Income Ratio
• Current Assets

Debt to Income is one of those components that is ever-changing depending on debts paid off, new credit lines, property tax rates, and... Homeowner's Insurance... YES, you read that correctly.

So why Homeowner's Insurance counted? It is one of those payments homeowners are required to pay at a certain frequen...

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By Katie Wainman | April 28, 2020

Being stuck at home during quarantine is the perfect opportunity to get ahead on your spring cleaning. It might not be the most fun way to occupy this new-found free time, but if you're planning to sell your home, cleaning is a must.

A clean home is a major component in the home staging process. Here are some things you need to clean to get your home ready for spring selling:

Appliances

Great, grimy appliances are not something a potential home-buyer wants to see. Make sure to deep clean your refrigerator, oven, microwave and any other appliances that you may have in your kitchen. It might be a bit of a pain, but pulling our your appliances and cleaning under/behind them is also important.

If you're running low on cleaning...

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Price it right, right from the start.

Your property will generate the most attention and showings in the first weeks it's on the market. For the best results, you should list it at a realistic price right from the beginning. If your price is too high relative to the competition, then right buyers will not even look at an otherwise attractive property - particularly during the critical stage of initial market exposure.

Proper Pricing is Important

• Faster Sale

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By Katie Wainman | April 14, 2020

On a normal day, in a normal world, selling a home can be a hassle. On top of that, now you have to factor in that the world seems to have been turned upside down. The question isn't simply if you can sell your home during COVID-19; After all, t he U.S. Department of Homeland Security has deemed real estate and essential service, although local laws may differ. Rather, the question is, can you sell your home safely?

The answer is yes. Thanks to technology and the adaptability of real estate brokerages and agents, selling a home can be done safely during this strange time and here's how:

Virtual Consultations

Phone calls and video chats have been a life-saver for families and friends during these past couple of months. It is...

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By Katie Wainman | April 7, 2020

Staying healthy is the number one priority across the country, including within the real estate industry. Many people are concerned that now is not the right time to buy or sell a home, but in reality, Realtors are making strides to ensure that the real estate process can continue in the safest way possible.

If you are currently on the hunt for your dream home, here are a few precautions you can take to make showing a safer process.

Drive Separately to Showings

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